Terra Ceia Homes with Bay Front Water Frontage

Terra Ceia Homes with Bay Front Water Frontage

Welcome to Terra Ceia, a hidden gem nestled in the heart of Manatee County, Florida. This picturesque subdivision offers a unique blend of serene waterfront living and vibrant community life, making it an ideal choice for those seeking a tranquil yet engaging lifestyle.

One of the standout features of Terra Ceia is its stunning homes with bay front water frontage. Imagine waking up each morning to breathtaking views of the bay, where the gentle sound of waves lapping against the shore sets the perfect backdrop for your day. These waterfront properties not only provide a visual feast but also offer direct access to some of Florida's most beautiful waterways, perfect for boating, fishing, or simply enjoying a sunset cruise.

The homes in Terra Ceia are thoughtfully designed to maximize the beauty of their surroundings. Many feature expansive outdoor spaces, private docks, and large windows that invite natural light and panoramic views into your living spaces. Whether you’re looking for a cozy retreat or a spacious family home, Terra Ceia has something to suit every taste and lifestyle.

Beyond the stunning architecture and waterfront access, Terra Ceia fosters a strong sense of community. Residents enjoy friendly neighbors, well-maintained parks, and a variety of local amenities, including shops and dining options just a short drive away.

If you’re ready to embrace a lifestyle defined by natural beauty and community spirit, Terra Ceia is waiting for you. Discover your dream home in this captivating waterfront paradise today!

Newest Terra Ceia Homes with Bay Front Water Frontage

$1,849,000
3 Beds ⋅ 4 Baths ⋅ Terra Ceia SubDv. ⋅ 34250 Zip Code
Discover the essence of Florida coastal living at this exceptional custom-built Key West-inspired waterfront estate, where nearly two private acres, direct bay access, and timeless craftsmanship come together on historic Terra Ceia Island. Completed in 2021, this elevated coastal residence offers an extraordinary blend of privacy, boating freedom, and panoramic views across Terra Ceia Bay. This residence commands approximately 117’ of waterfront overlooking the bay. A private dock extends through a tranquil mangrove estuary to a pier equipped with water and electricity, offering direct bay and Gulf access with no fixed bridges. Spanning nearly 3,000 square feet of thoughtfully designed living space, the elevated home embraces relaxed coastal elegance throughout. Rich pine wood flooring, custom shiplap detailing, tongue-and-groove ceilings, impact-rated windows and doors, and abundant natural light create an inviting atmosphere that complements the surrounding waterfront landscape. An elevator services each living level, while expansive covered and screened verandas capture uninterrupted water views from nearly every room. Occupying the upper living level, the open-concept great room is designed for effortless entertaining. Walls of glass frame sweeping bay vistas while seamlessly connecting the spacious living area, dining space, and gourmet kitchen. The chef's kitchen is beautifully appointed with custom cabinetry, oversized center island, stone countertops, premium appliances, dual side-by-side refrigerators, oversized professional range with pot filler, wine refrigerator, coffee bar with filtered water, walk-in pantry, and generous preparation space—creating the perfect setting for everything from casual family meals to large gatherings. The primary suite occupies its own private level and serves as a peaceful waterfront retreat. The spa-inspired bath features a freestanding soaking tub, oversized custom-tiled walk-in shower, dual vanities, designer lighting, and two spacious walk-in closets. An adjoining flex room provides exceptional versatility as a nursery, home office, fitness room, or private sitting area. A second guest bedroom, full bath, and oversized laundry room complete this level, while an additional guest suite with en-suite bath occupies the upper floor to maximize privacy. Outdoor living is equally exceptional. The resort-inspired saltwater pool is surrounded by expansive pavers, lush tropical landscaping, and multiple gathering spaces. A convenient pool bath serves the outdoor living areas, while the fully fenced grounds provide ample room for recreation, gardening, or future enhancements. Three oversized tandem garage bays with 10’ doors, 12’ ceilings, extensive storage, workspace, and room for recreational vehicles provide unmatched functionality. Additional features include a whole-house generator, metal roof, security gate, zoned HVAC systems, and exceptional craftsmanship that provides lasting peace of mind. Terra Ceia Island remains one of Florida's hidden coastal treasures. Residents can join the association, which offers access to a private waterfront park featuring a community boat ramp, fishing, pickleball, playground, and year-round neighborhood gatherings. Despite its peaceful island setting, this home enjoys exceptional convenience with quick access to I-275 and I-75, placing downtown St. Petersburg, Tampa, Bradenton, Lakewood Ranch, Sarasota, and multiple Gulf Coast beaches within easy reach.

180 Horseshoe Loop Road, Terra Ceia
$869,000
4 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34250 Zip Code
Sweet Price Improvement!!! This is why folks love living in Fla. Sunset views, great fishing, friendly neighbors, low taxes, boating, nature, peace and quiet. Its all right here! Take in the expansive west facing view and the sunsets that will amaze from the 12 x 42 mol covered screened porch. Full length balconies on the north and south sides of the home. Open and airy Florida style floorplan with large great room and kitchen combo all with open views to outside. Split plan. Master is on west side of home opening to the porch. 3 very nice bedrooms on the opposite side of the house. Wood and tile floors throughout. Soaring 17'; ceiling in kitchen and additional vaults make for very unique lines in the main living area. On dead end street with minimal passers by. Tons of parking on the ground floor with room for at least 4 vehicles and a golf cart, etc. Plenty of room to tuck away the boat trailer, pop up etc. 1st floor also has indoor utility room and studio/game room. This is a perfect hideaway!! The dog will enjoy a newly installed fenced run in the side yard. Dock is seconds from world class fishing either backwater or offshore with everything in between. Situated on very protected canal with 6000# lift. Short scenic commute to south St. Pete via the Skyway or run up to Tampa in less than 30 min. via I-75. Make it to Bradenton in about 10 min. Great location. Great neighborhood. Great way to enjoy the Fla. lifestyle.

119 Burns Road, Terra Ceia
$1,599,990
4 Beds ⋅ 3 Baths ⋅ Terra Ceia SubDv. ⋅ 34250 Zip Code
Welcome to a modern coastal paradise, hidden on idyllic Terra Ceia Island! Over a quarter acre along the aquatic preserve of Miguel Bay, this home offers endless entertainment with an open floor plan and fully updated modern aesthetic, surrounded by a tropical setting, fiery sunsets, and views of the Skyway Bridge. The property doubles as a wonderful investment opportunity with no HOA or leasing restrictions, providing not just a short-term rental or AirBnB but a true Old Florida experience, where Captains bring their charters for World Class inshore fishing, only a few minutes to Gulf waters. A 165-foot dock on open water, built with durable Trex decking, comes equipped with water, power, boat lift with remote, and stairs leading down for an easy kayak launch with no rear neighbors and a view of tranquil mangrove islands. Relaxation awaits in this 4-bedroom, 2.5 bath beautifully updated custom coastal residence, intended to complement its serene surroundings with water views from nearly every room. The thoughtfully designed split floor plan offers privacy and flexibility with a master suite featuring a discrete entrance off the lush courtyard with multiple cedar closets & custom built-ins. The second bedroom boasts an ensuite with a bathtub creating a welcoming space for any guest. The third bedroom features a private covered patio. The fourth bedroom, currently utilized as a nursery, could easily serve as a home office or hobby room. Each bathroom has been carefully updated with custom vanities and travertine tile. A bonus room which could serve as a 5th bedroom, currently features laundry and an icemaker, offering easy storage and accessibility for the fisherman on the go! Warm wood-beamed ceilings, elegant Leonardo Travertine in Versailles pattern, Sunset quartz countertops, in a central, open kitchen, create an inviting, sophisticated atmosphere. The fully updated Chef’s kitchen is the heart of the home, with an oversized island, seamlessly connects the family room with the outdoors, all overlooking Miguel Bay. Samsung Bespoke White Glass Kitchen Suite of appliances offer state of the art features. Venture out of the luxurious interior into one of the many outdoor living areas, and enjoy stargazing in the tropical courtyard or cocktails fireside after a long day of boating. You will be greeted by all that nature has to offer, from Manatees, dolphins, tarpon, white pelicans, and roseate spoonbills. The meticulous grounds feature winding stone paths under the canopy of a Royal Poinciana, “The Lido Deck” pergola, charming shell beach under swaying Coconut, Bottle, Areca Palms, all surrounded by mature Florida landscaping. For those fortunate enough to enjoy, historic Terra Ceia Island is more than just a location—it's a lifestyle. This close-knit active community comes together for events like the Mullet Festival, Kayak Poker Regatta, Halloween Hayrides, Around the World Dinner, Easter Egg Hunt, and a Christmas Golf Cart Parade. The optional Village Improvement Association provides access to the community hall and waterfront Seabreeze Park, complete with picnic pavilions, boat ramp, a soon to be built 300 ft fishing pier, playground & pickleball courts. Conveniently situated at the foot of the Sunshine Skyway Bridge, Terra Ceia offers easy commute and access to St. Pete Beach, Tampa, Anna Maria Island, and Bradenton. Unwind and experience Old Florida living at this one-of-a-kind luxury waterfront property.

3 Michiana Place, Terra Ceia
$550,000
Terra Ceia SubDv. ⋅ 34221 Zip Code
VACANT LAND, For sale or lease. 8 Acres of private DRY LAND, NOT WETLAND, just off highway 41 South. Former home site with well and electric available. Future R-6 zoning,(DUPLEX 6 UNITS/ACRE). 2 acres partially cleared with an old growth forest which includes mature oak trees, palm trees and orange trees. 2 fresh water ponds with great fishing. Perfect for building a family estate or subdividing. Kayak, small boat or jet ski access to Tampa Bay and Intercostal Water via McMullen Creek. SURVEY WITH ELEVATION & ENVIROMENTAL STUDY available. Minutes off I-275 at EXIT 2, 15-20 minutes to DOWN TOWN ST PETE, 30 minutes to the BEACH, Sarasota and Bradenton. Close to shopping, food and entertainment. PRIME LOCATION.

6715 16th Avenue E, Palmetto
$750,000
3 Beds ⋅ 3 Baths ⋅ Terra Ceia SubDv. ⋅ 34250 Zip Code
Welcome home to a peaceful retreat nestled in the heart of Terra Ceia, where natural beauty surrounds you at every turn. As you wind through the community, you’ll immediately feel a sense of calm before arriving at this stunning residence, framed by lush tropical landscaping and captivating curb appeal. Access is effortless with both elevator and stair entry leading to the main living level as well as the 3rd floor. Inside, rich wood flooring flows seamlessly throughout, setting a warm and inviting tone. The expansive living room is ideal for entertaining or unwinding, showcasing tranquil views of the shimmering saltwater lake and opening to a private balcony perfect for enjoying gentle breezes and serene sunsets. A versatile study or den just off the living area provides the ideal space for a home office or quiet retreat. The kitchen is designed to inspire, offering abundant cabinetry and countertop space to satisfy any home chef. A second private balcony makes outdoor grilling both convenient and enjoyable. The adjoining formal dining room is perfectly suited for hosting gatherings, while a well-placed half bath completes this level. Upstairs, the third floor features a full-size laundry room and a spacious primary suite that serves as a true sanctuary. Enjoy your own private balcony, a generous walk-in closet, and a beautifully appointed ensuite bath. Two additional bedrooms are thoughtfully positioned down the hall, sharing a full bathroom and a private balcony with picturesque lake views. Step outside and immerse yourself in the tranquil surroundings. Your private dock invites you to relax by the water or enjoy peaceful moments lakeside. An oversized swim spa offers the perfect place to unwind after a long day, while multiple seating areas throughout the grounds create inviting spaces for conversation or quiet reflection. The expansive garage provides ample room for vehicles, storage, or even a workshop tailored to fit your lifestyle needs. For those seeking direct access to Gulf waters and exceptional fishing, a rare opportunity awaits. The vacant lot across the street is available for purchase at $175,000, offering a newly installed dock and additional space for parking or entertaining. This is more than a home, it’s a serene escape in one of Terra Ceia’s most peaceful settings. Don’t miss your opportunity to own your own slice of paradise. Schedule your private showing today. Click Tour 2 For Matterport Tour.

28 Michiana Drive, Terra Ceia
$997,000
3 Beds ⋅ 3 Baths ⋅ Terra Ceia SubDv. ⋅ 34250 Zip Code
Imagine waking up surrounded by nature, launching your kayak from your own backyard, and ending each day with breathtaking sunsets from a private crow's nest overlooking Terra Ceia's untouched landscape. Hidden on over 4.5 acres with no close neighbors, this extraordinary retreat offers a lifestyle that's nearly impossible to duplicate. A private saltwater canal winds through the property, creating your own secluded kayak tunnel with access to Terra Ceia Bay for fishing, paddling, and exploring Florida's Gulf waters. Inside, walls of windows blur the line between indoors and out, filling the home with natural light and panoramic views from nearly every room. Rich tongue-and-groove ceilings, wood-wrapped beams, crown molding, and thoughtfully selected finishes create a warm coastal feel that perfectly complements the surrounding landscape. The open-concept living area is designed for gathering, featuring a beautifully appointed kitchen with quartz countertops, premium stainless steel appliances, a wine refrigerator, and seamless access to multiple outdoor decks. Upstairs, the primary suite serves as a peaceful retreat with its own fireplace, private balcony, oversized closet, spa-inspired bath, and spectacular views. An additional upstairs bedroom features a flexible ensuite layout, ideal for guests or extended family. The oversized lower-level garage offers exceptional space for vehicles, boats, kayaks, paddleboards, fishing gear, and all the toys that come with Florida living. Even better, this home is being offered fully furnished and may include kayaks, bicycles, and a UTV, allowing you to move in and immediately begin enjoying everything Terra Ceia has to offer. Residents also have the opportunity to join the Village Improvement Association, providing access to a community boat ramp, kayak launch, pickleball courts, waterfront park, pavilion, fire pit, and year-round community events. This isn't simply a home. It's a private Florida retreat where nature, adventure, and relaxation become part of everyday life.

7325 Holly Road, Terra Ceia
$1,499,999
3 Beds ⋅ 4 Baths ⋅ Terra Ceia SubDv. ⋅ 34250 Zip Code
Terra Ceia, also known as Heavenly Earth, is the name of the State Archaeological Site of the Madeira Bickel Mound. This remarkable custom-built home, which has remained high and dry despite the 2024 storms, offers 4,055 square feet of air-conditioned space and 5,641 square feet of wraparound porches, screened lanai, and three open-air decks. It is perfectly situated on 1.66 acres of private uplands with a fenced yard. A decorative electric gate opens on your command, inviting you to stay and observe the natural bird habitat in an artesian pond. A private elevator takes you to the main levels of this spacious and open home, featuring soaring ceilings, hardwood floors, all-wood cabinets, a gas fireplace, granite countertops, and arched entries. The grand foyer with a wraparound staircase will also take you to all the well-used spaces in this home, which include two offices and a morning room. The three spacious bedrooms are all en suite, with the master suite offering a large jetted tub, a large separate walk-in shower with its own water heater, double sinks, a dressing vanity, and a spacious closet. A fabulous air-conditioned observatory with a wet bar, open deck, offers a 180-degree view of nature and Terra Ceia Bay. Enjoy the convenience of a community boat ramp. You will appreciate the side entry oversized garage with ample storage space. Located in a quiet yet convenient area, you will experience the Old Florida feeling of relaxation as you explore this 4,200-acre protected land surrounding the island. Recent updates include(Roof and gutters 2025, exterior painted, electric gate motor replaced)

925 Bayshore Drive, Terra Ceia
$1,274,000
3 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34250 Zip Code
One or more photo(s) has been virtually staged. Welcome to Terra Ceia Island, one of Manatee County's best-kept secrets, where the timeless charm of "Old Florida" meets modern waterfront living. Surrounded by the 24,000-acre Terra Ceia Aquatic Preserve and nearby conservation lands, this peaceful island community offers a rare lifestyle defined by protected waters, abundant wildlife, and natural beauty that remains largely untouched by overdevelopment. Whether your weekends are spent boating, fishing, kayaking, paddleboarding, biking, photographing nature, or simply relaxing in the Florida sunshine, this newly renovated 3-bedroom, 2-bath home is designed to embrace it all. Thoughtfully reimagined with additional living space, the bright and open floor plan is anchored by a brand-new kitchen featuring custom cabinetry, a waterfall island, coffee bar, farmhouse sink, new fixtures, hardware, disposal, and the unique opportunity to select the appliances that best fit your style. A newly added Florida room, filled with natural light through brand-new hurricane-impact windows and a large sliding glass door, creates the perfect space for morning coffee, evening cocktails, or unwinding after a day on the water. Major improvements have already been completed, including a durable metal roof, new hurricane-rated front entry system, insulated hurricane-resistant garage door with windows, new interior doors and hardware, updated bathroom vanities, fixtures and mirrors, recessed lighting throughout, fresh high-grade exterior paint, new exterior lighting, updated house numbers, and refreshed shell landscaping for exceptional curb appeal. Outside, your private coastal retreat awaits with a brand-new heated saltwater pool and spa featuring underwater lighting, a new travertine pool deck with room for future expansion, and a newly constructed dock designed for entertaining or future boat lift installation, along with a dedicated kayak, paddleboard, and jet ski launch that makes enjoying the waterfront effortless. What truly sets this property apart is the opportunity it offers! The significant renovations and major investments have already been completed, allowing the next owner to personalize the finishing touches, whether by selecting interior paint colors, expanding the outdoor entertaining space, enhancing the landscaping, or creating their own vision of coastal living. Conveniently located just 15 minutes from Downtown Bradenton, 20-25 minutes from Downtown St. Petersburg, approximately 30 minutes to the UTC shopping and dining district, and 35-45 minutes from the white-sand beaches of Anna Maria Island, this is a rare opportunity to own a beautifully renovated waterfront home in one of Florida's most naturally preserved island communities.

910 Bayshore Drive, Terra Ceia
$527,500
Terra Ceia SubDv. ⋅ 34221 Zip Code
Build your dream waterfront home in the exclusive gated community of Terra Ceia Bay Estates, one of the Gulf Coast’s best-kept secrets. With only ten residences in the neighborhood, this rare bayfront homesite offers the privacy, boating access, and location that waterfront buyers are searching for. Featuring 118 feet of direct frontage on Terra Ceia Bay, the property includes a private dock and boat lift with no bridges to Tampa Bay or the Gulf of Mexico. Spend your weekends boating to waterfront restaurants, exploring nearby sandbars, fishing for snook and redfish, or simply enjoying panoramic sunset views from your dock while your custom home comes to life. Unlike many waterfront opportunities in Florida, there are no costly demolition expenses, permitting delays tied to tearing down an older structure, or compromises with outdated floorplans. This blank canvas allows you to design a fully customized elevated coastal residence with the latest in luxury finishes, hurricane standards, smart home technology, and modern waterfront architecture. A survey, environmental reports, and engineered home plans are already available, helping streamline the building process and saving valuable time. While construction progresses, you can still enjoy the boating lifestyle immediately by utilizing your private dock and lift from day one. Residents of Terra Ceia Bay Estates enjoy maintenance-free living with lawn care, irrigation, and a community pool included through the HOA. Ideally positioned near US-19, I-275, and the Sunshine Skyway Bridge, the property offers convenient access to downtown St. Petersburg, Tampa, Sarasota, Anna Maria Island, and Gulf beaches, all within approximately 25 minutes. Waterfront lots with direct bay access, private docks, no-bridge Gulf access, and this level of exclusivity rarely become available in Terra Ceia. This is an opportunity to create a legacy waterfront estate in one of the most unique coastal communities in the Tampa Bay area.

5539 2nd Avenue Circle W, Palmetto
$375,000
Terra Ceia SubDv. ⋅ 34250 Zip Code
Waterfront living on historic Terra Ceia Island. This exceptional 85 by 120 homesite offers direct saltwater canal access to Tillette Bayou, placing you just minutes from open Gulf waters and world-class boating. Surrounded by well-maintained custom homes, the property is nestled in one of Manatee County’s most coveted coastal enclaves—offering the peace of Old Florida with unmatched proximity to modern conveniences. Located just off the southern base of the Skyway Bridge, you’re minutes from I-275, I-75, and US-19, with easy connections to St. Pete, Tampa, Bradenton, and Anna Maria Island. The lot includes a private dock and kayak launch. Power is already at the site, along with a private well and county water meter, giving future owners a valuable head start on their build. Zoned residential with no HOA and no CDD, the property offers exceptional flexibility for a custom waterfront residence, seasonal escape, or long-term investment. Opportunities like this are rare on Terra Ceia. Schedule your tour today and take the first step toward creating something truly special in one of Florida’s most charming and historic waterfront communities.

124 Burns Road, Terra Ceia
$575,000
Terra Ceia SubDv. ⋅ 34250 Zip Code
Experience breathtaking views of Terra Ceia Bay from your very own 1.23-acre homesite—a rare opportunity to build your dream home on beautiful, historic Terra Ceia Island. This expansive property spans both sides of the road, offering endless possibilities: build your home directly on the water and create a charming citrus grove or garden across the street. With included home plans, bringing your vision to life has never been easier. As a resident, you’ll have the option to join the Village Improvement Association, providing exclusive access to a private community park featuring a boat ramp, kayak launch, pickleball courts, fire pit, BBQ pavilion, and event space—ideal for gatherings or quiet relaxation. Whether you’re designing a full-time residence or a tranquil retreat, this property blends serene island living with convenient amenities. Don’t miss this chance to own a truly special piece of paradise on Terra Ceia Island.

285 Horseshoe Loop Road, Terra Ceia
$169,900
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
One or more photo(s) has been virtually staged. Virtually Staged. Price Reduced to $169,900! Enjoy maintenance free Florida living in this beautifully updated 2 bedroom, 2 bathroom condo in the gated Terra Ceia Bay community. Overlooking the golf course, this move in ready home features luxury vinyl plank flooring, granite countertops, stainless steel appliances, a desirable split bedroom floor plan, and a spacious primary suite with a walk in closet and dual sink vanity. Major updates include a new HVAC system and water heater in 2024. Enjoy an elevator building with a private pool, fitness center, and recreation room, plus resort style amenities including golf, pickleball, tennis, clubhouse dining, tiki bar, fishing pier, and scenic walking paths.

2320 Terra Ceia Bay Boulevard Unit 203, Palmetto
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